1. List 3 things that you need to do to get started on your quest to be debt free.
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2. List 3 things that will encourage you to make changes in your spending habits.
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3. List 5 things you will do to address your financial situation. These can include: finding out your credit score, closing charge
accounts or enlisting the help of a credit counselor.
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4. Name at least 3 people who can assist you in obtaining your financial goals.
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